Clear Access Banking Vs Everyday CheckingWhile Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Withdrawals made by Clear Access Banking and Everyday Checking customers at non-Wells Fargo ATMs outside of the U. Compare today's checking accounts Wells Fargo Standard Fixed Rate CD Wells Fargo Standard Fixed Rate CD 2. Enjoy cash-back rewards, early direct deposits, automatic savings and other perks with a traditional hassle-free account. The Everyday Checking account is a great option for those looking to budget and manage their finances. The Clear Access Banking is just one of several checking accounts. The Clear Access Banking is just one of several checking accounts. You could always try and open a new account, since that account type is no longer offered and the Clear Access Banking account replaced it. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we. Clear Access Banking requires a $25 opening deposit, but there’s no ongoing minimum balance requirement. Wells Fargo customers must pay $25 to open an Everyday Checking account, and there’s a $10 monthly fee if the balance is below $500. Clear Access Banking – This is the most basic and affordable checking account. No minimum balance requirement. According to the Fed's latest available data, the average checking account balance was $9,284. However, there is this disclosure in the footnotes to be aware of. Clear Access Banking — This checkless account has a $5 monthly fee (which you may be able to avoid), and Wells Fargo recommends the checking account for teens and students. Checking : Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo: Money Market : Also known as the Platinum Savings Account. 50 for out-of-network ATM transactions. Find out why before you decide. In addition to any applicable fees, we make money when we convert one currency to another currency for you. Wells Fargo no longer assesses insufficient funds fees. 7 Best Checking Accounts of May 2023. Clear Access Banking: Peace of mind, no checkbook. This option is suited for customers aged 13-16 who have an adult co-owner, those who want to avoid overdraft and NSF (non-sufficient funds) fees and those who don’t need checks. Like the Everyday Checking account, it offers online and mobile banking tools as well as a debit card for easy access to your funds. If not, you’ll get a review again each year. Open a Checking Account Free EveryDay Checking Account EveryDay Checking for Everyone With our standard account, you’ll pay no monthly fee, have no minimum balance requirement and earn dividends on your balance. Consumer Banking: Statistics and Trends. This makes it easier to choose an account. Customers can link and de-link qualifying accounts through online banking or through a banker, either in a branch or over the phone. Clear Access Banking Everyday Checking Everyday Checking is the basic checking account offered by Wells Fargo. Wells Fargo Everyday Checking is a basic checking account with a complimentary debit card and check-writing privileges. Wells Fargo Checking Review. Wells Fargo Clear Access Banking does not charge fees on ATM transactions within its network but there is a fee of up to $2. A low-fee checking. Best Checking Accounts You may also like these People often identify opening a savings account as their next money move. Wells Fargo Everyday Checking is a basic checking account with a complimentary debit card and check-writing privileges. Wells Fargo – Forbes Advisor. This account for young adults aged 17 to 24 includes check-writing privileges and waives the $10 monthly fee for anyone under the age of 25, but it has a $35 overdraft fee. Special Rate CDs require a $5,000 minimum opening deposit. SoFi Checking and Savings 5. Wells Fargo Everyday Checking review May 2023. Compare other banks by fees, ATM networks and minimum initial deposits to find the best fit for your lifestyle and financial goals. CollegeSTEPS® planning resources, including exclusive access to over 7 million scholarships, and; Enjoy banking convenience when you choose to link your WolfCard to a Clear Access Banking℠ or Everyday Checking account. Optional overdraft services are not available for Clear Access Banking accounts. The account features a $10 monthly service fee, which is waived if. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old. Plus, it has premium checking options, savings, loans, credit cards, and business accounts. 50% APY depending on balance) account featuring what Wells Fargo describes as its “highest level of relationship banking benefits. 00 The minimum opening deposit is $10 After a year of positive banking history, you may apply for a Rewards checking account at Radius Bank. Compare Checking Accounts Clear Access Banking SM Everyday Checking Prime Checking Premier Checking Best account for Checkless banking 1 with no overdraft fees 2 People who want help with managing money including teens and students Most flexible banking options with check writing and digital payments. Wells Fargo Clear Access Banking℠ account This checkless bank. Wells Fargo offers several checking accounts with different features. Aside from the Clear Access Banking account, Wells Fargo also offers these checking accounts: Everyday Checking. While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. It's a great account to help people manage their spending, and is a convenient, modern, digital-forward product for customers not needing some of the old-school elements of a checking product like physical checks and a checkbook. Checking Accounts Of May 2023 – Forbes Advisor">Best Checking Accounts Of May 2023 – Forbes Advisor. Has a monthly fee for sole owners 25 and older. This checking account, designed for teens and young adults, touts no overdraft fees and no monthly fee if you’re under age 25. Withdrawals made by Clear Access Banking and Everyday Checking customers at non-Wells Fargo ATMs outside of the U. Become a Member Features: No monthly service fee No opening deposit requirement No minimum balance requirement Best For:. Clear Access Banking SM is certified as meeting Bank On National Account Standards for safe and affordable bank accounts with no overdraft fees. No monthly service fee and no minimum deposit. Clear Access Banking has relatively few fees, including no monthly maintenance fee for account holders 24 and under and no withdrawal fees at 12,000-plus. No monthly maintenance fee for some customers, such as teenagers or those who carry. Wells Fargo Bank Review 2023. Clear Access Banking Everyday Checking Portfolio by Wells Fargo The Clear Access Banking Wells Fargo Checking Account Plan The Clear Access plan has a way for you to avoid overdraft or non-sufficient funds (NSF) fees. However, there are also various savings accounts such as the Way2save savings or the Platinum savings, credit cards, and lending products. Wells Fargo Prime Checking. Like most Wells Fargo checking accounts, the Clear Access Banking does have a monthly fee, but this is a relatively low $5 per month. Wells Fargo Clear Access Banking does not charge fees on ATM transactions within its network but there is a fee of up to $2. Wells Fargo Checking Accounts. Here's a look at how these fees compare for Wells Fargo's checking account options:. “Clear Access Banking offers a big safety net and peace of mind. Neither account pays much interest. 50% APY depending on balance) account featuring what Wells Fargo describes as its "highest level of relationship banking benefits. The best checking accounts make it easy to access and spend your money anywhere and anytime with as little friction as possible. Opportunity Checking. Wells Fargo does not charge Prime Checking and. 50%: Customer Service: Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) Available 24 hours a day, 7 days a week. It is available online and in the branches. Current Bank Interest Rates. Clear Access Banking SM is certified as meeting Bank On National Account Standards for safe and affordable bank accounts with no overdraft fees. Each bank account has a $25 minimum starting deposit and monthly fees between $5 and $35. Savings need just $100 to open with easy ways to waive fees. Wells Fargo Everyday Checking. The new account, called Clear Access Banking, is a lower-cost, checkless option with no overdraft fees. The Everyday Checking account is a great option for those looking to budget and manage their finances. Clear Access Banking Wells Fargo’s “checkless” checking allows customers to bank without paper checks. If the Everyday Checking account isn’t right for you, Wells Fargo offers a few other checking options: Wells Fargo Clear Access Banking. Clear Access Banking has relatively few fees, including no monthly maintenance fee for account holders 24 and under and no withdrawal fees at 12,000-plus Wells Fargo ATMs. Are SunTrust checks still good? (2023). Wells Fargo Clear Access Banking Review — Teens & Young Adults. It's helpful for day-to-day purchases and payments. Clear Access Checking. Compare Wells Fargo Savings & Checking accounts. Compare today's checking accounts Wells Fargo Standard Fixed Rate CD Wells Fargo Standard Fixed Rate CD 2. Wells Fargo has three checking accounts that are designed for the majority of consumers. Wells Fargo banking option. Never pay an overdraft fee with this account that’s free for kids and students age 13 to 24, but you won’t be able to write checks. Wells Fargo Prime Checking review May 2023. Clear Access Banking’s Visa debit card earns no rewards on purchases. Wells Fargo Premier Checking is an interest-bearing (0. “Clear Access Banking offers a big safety net and peace of mind. For example, you can avoid paying the fees on a clear access banking checking account by ensuring the primary owner of the account is between 13 and 25 years old. Wells Fargo Worldwide Military Banking. A low-fee checking account that provides easy access to your money when you need it. Wells Fargo Everyday Checking Everyday convenience Banking made easy. Wells Fargo Worldwide Military Banking offers convenient access to your accounts with services, tools, and resources to. Clear Access Banking SM is certified as meeting Bank On National Account Standards for safe and affordable bank accounts with no overdraft fees. EveryDay Checking Account. 50%: Customer Service : Available 24 hours a day, 7 days a week. Everyday Checking is a GOBankingRates finalist for Best Checking Accounts of 2023 with a $25 minimum opening deposit and no monthly fee if you’re age. com">Wells Fargo account fees and how to avoid them. Plus, for students linking their WolfCard to an Everyday Checking account, you'll receive additional benefits that include:. It offers paper check writing, mobile deposit, bill pay, contactless debit card, and integration with Zelle. Wells Fargo has a comprehensive product line with a variety of options for each type of account. Wells Fargo Clear Access Banking account is ideal for students and teens. Wells Fargo Clear Access Banking Review: Basic Features For …. Synchrony Bank vs Wells Fargo: Which is Better?. Wells Fargo has three checking accounts that are designed for the majority of consumers. ” The account features: free transactions. 1 Wells Fargo Worldwide Military Banking offers convenient access to your accounts with services, tools, and resources to help you manage your finances. If the Everyday Checking account isn’t right for you, Wells Fargo offers a few other checking options: Wells Fargo Clear Access Banking. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 years old. Wells Fargo Everyday Checking. Clear Access Banking is a checkless account with no overdraft fees. Checking : Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo: Money Market: 2. Wells Fargo offers four checking account options: Everyday Checking, Prime Checking, Premier Checking, and Clear Access Banking. No ongoing minimum balance requirement. Quick view of account fees (PDF) : Clear Access Banking. Aside from the Clear Access Banking account, Wells Fargo also offers these checking accounts: Everyday Checking. Wells Fargo offers four checking account options: Everyday Checking, Prime Checking, Premier Checking, and Clear Access Banking. The best checking accounts make it easy to access and spend your money anywhere and anytime with as little friction as possible. 0 NerdWallet rating APY 4. Aside from the Clear Access Banking account, Wells Fargo also offers these checking accounts: Everyday Checking. How to avoid the $10 monthly service fee Open now Our best checking account for managing day-to-day financial needs Bank conveniently Most popular account with access to mobile deposit 1, Bill Pay, Zelle®2, and contactless debit card Write checks. Wells Fargo Clear Access Banking does not charge fees on ATM transactions within its network but there is a fee of up to $2. Special CDs offers high rates with $5,000 minimum opening deposit. The Everyday Checking account has a $10 monthly maintenance fee, which can be avoided if the primary account holder is 17-24 years old or by: Maintaining a $500 minimum daily balance. Clear Access Banking is very mobile-friendly, with seamless mobile check deposit, mobile wallet integration, and person-to-person money transfers via Zelle. 01 account minimum: Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo: Money Market : Also known as the Platinum Savings Account. Everyday Checking $25 minimum opening deposit Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits Learn More Initiate Business Checking 100 free transactions each fee period $5,000 in cash deposits processed free each fee period $25 minimum opening deposit. Types of Wells Fargo Checking Accounts. Overdraft fees are not applicable to Clear Access Banking SM accounts. Fees may be charged by third parties or other banks, in addition to those described above. Compare Wells Fargo to the competition Years to save Initial deposit $ Calculate. Clear Access Banking is a checking account that carries no account minimum, and incurs no overdraft or insufficient funds fees. Some kid-friendly debit cards offer up to the equivalent of a 5%, 7%, or even 10% return on eligible spending. Wells Fargo has three checking accounts that are designed for the majority of consumers. Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $25 for Prime Checking and $35 for Premier Checking. Customers can link and de-link qualifying accounts through online banking or through a banker, either in a branch or over the phone. Wells Fargo offers four checking account options: Everyday Checking, Prime Checking, Premier Checking, and Clear Access Banking. Everyday Checking Account Disclosure / Clear Access Banking ">Everyday Checking Account Disclosure / Clear Access Banking. In addition, you can write checks and take advantage of the optional overdraft. Clear Access Checking. Wells Fargo Worldwide Military Banking offers convenient access to your accounts with services, tools, and resources to help you manage your finances. If the Everyday Checking account isn't right for you, Wells Fargo offers a few other checking options: Wells Fargo Clear Access Banking. Wells Fargo: Which Is Best for You? - SmartAsset TD Bank and Wells Fargo are two of America's largest banks. It also has relaxed underwriting standards that make it appropriate for older applicants with checkered credit or banking histories. The 24-hour number for Wells Fargo is 800-869-3557. Checking Accounts That Fit Your Financial Lifestyle. A great starter checking account for those unable to open standard accounts. Clear Access Banking has relatively few fees, including no monthly maintenance fee for account holders 24 and under and no withdrawal fees at 12,000-plus Wells Fargo ATMs. SuperMoney Toggle navigation Explore Close Banking Business Checking Accounts Main Menu Business Checking AccountsExplore Reviews Compare Business Checking Accounts Reviews CD Accounts Main Menu CD AccountsExplore Reviews. Everyday Checking – This account includes all of the benefits of a Clear Access Banking account. Clear Access Banking is very mobile-friendly, with seamless mobile check deposit, mobile wallet integration, and person-to-person money transfers via Zelle. Each bank account has a $25 minimum starting deposit and monthly fees between $5 and $35. Wells Fargo Clear Access Banking Review — Teens & Young …. Access to ATMs, bank branches and banking apps. It’s a great account to help people manage their spending, and is a convenient, modern, digital-forward product for customers not needing some of the old-school elements of a checking product like physical checks and a checkbook. Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we charge no more than three overdraft fees per business day. The account is free for kids and students age 13 to 24, and it doesn’t charge. The account is free for kids and students age 13 to 24, and it doesn’t charge insufficient funds fees, but it lacks check-writing capabilities. Wells Fargo Clear Access Banking review. On the anniversary of account opening the account is reviewed to see if it can be converted to their regular checking. First Citizens Bank vs Wells Fargo. Wells Fargo Opportunity Checking. Menu burger Close thin Facebook Twitter Google plus Linked in Reddit Email arrow-right-sm arrow-right Loading Home Buying Calculators. Each bank account has a $25 minimum starting deposit and. Find the full details and conditions for all consumer deposit account fees and services in the Deposit Account Agreement, Consumer Account Fee and Information Schedule, and Addenda. Skip to Main Content Open navigation Bankrate Mortgage. Everyday Checking Best for a Traditional Checking Account 3 out of 5 Overall Key Features Complimentary debit card. This checking account, designed for teens and young adults, touts no overdraft fees and no monthly fee if you're under age 25. It offers a few standard checking account features and additional perks that make it easy to access your money when you need it. Wells Fargo Fees (Updated 2023). HSBC vs Wells Fargo: Which is Better?. Clear Access Banking SM Everyday Checking Prime Checking Premier Checking Checkless banking 1 with digital and debit card payments Most flexible banking options, with check writing and digital payments Discounts on many banking services, including ATM fee waivers 2 Premier level of relationship banking benefits and discounts 2 Best. Wells Fargo Clear Access Banking. Clear Access Banking — This checkless account has a $5 monthly fee (which you may be able to avoid), and Wells Fargo recommends the checking account. It’s also designed with mobile in mind and features optional overdraft protection. You can avoid the monthly service fee with one of the following each fee period: $500 minimum daily balance. 25/5 Annual Percentage Yield (APY) 0. The account features a $10 monthly service fee, which is waived if you meet. Wells Fargo Checking Account Fees: How to Avoid Them">Wells Fargo Checking Account Fees: How to Avoid Them. Wells Fargo requires $25 to open an account, but Chase’s $0 opening deposit requirement is helpful if you’re starting out with just a few dollars. Everyday Checking is a GOBankingRates finalist for Best Checking Accounts of 2023 with a $25 minimum opening deposit and no monthly fee if you're age 24 or younger or link a Wells Fargo Campus ATM or Campus Direct Card or if you maintain a $500 balance or have $500 in direct deposits. Clear Access Banking stops being a good deal at age 25, when the $5 monthly fee kicks in. Wells Fargo offers several different types of checking accounts. It’s a great account to help people manage their spending, and is a. Customers can link and de-link qualifying accounts through online banking or through a banker, either in a branch or over the phone. Clear Access Banking SM is certified as meeting Bank On National Account Standards for safe and affordable bank accounts with no overdraft fees. 92, a much higher figure than the median balance of $3,400. Your Clear Access Banking consumer deposit account is FDIC-insured up to applicable limits. Wells Fargo Bonuses And Promotions Of May 2023. 50%: Customer Service: 24/7 Live Customer Service (Telephone and Chat) Available 24 hours a day, 7 days a week. This account for young adults aged 17 to 24 includes check-writing privileges and waives. Smart Advantage checking account has no fee and no minimum balance if you opt for eStatements. Clear Access Banking’s Visa debit card earns no rewards on purchases. Clear Access Banking is very mobile-friendly, with seamless mobile check deposit, mobile wallet integration, and person-to-person money transfers via Zelle. Their CDs require a $2,000 minimum deposit to open. Clear Access Banking is a checkless account that helps customers avoid spending more than the amount available in the account without incurring overdraft or. Compare Checking Accounts Clear Access Banking SM Everyday Checking Prime Checking Premier Checking Best account for Checkless banking 1 with no overdraft fees 2 People who want help with managing money including teens and students Most flexible banking options with check writing and digital payments. com">Wells Fargo Prime Checking review May 2023. There are no service fees for any products. ATMs : More than 12,000 ATMs across the country. Wells Fargo Checking Account Fees Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $25 for Prime Checking and $35 for Premier Checking. "Clear Access Banking offers a big safety net and peace of mind. Also known as the Platinum Savings Account. ; Everyday Checking — The most popular checking account, according to Wells Fargo, it has a $10 monthly fee and offers checks. Florida International University. Wells Fargo Everyday Checking: Earn $325 Wells Fargo calls Everyday Checking its “best checking account for managing day-to-day financial needs. “Clear Access Banking offers a big safety net and peace of mind. Generally, if you deposit a check or checks for $200 or less in person to a bank employee, you can access the full amount the next business day. However, the fee is waived if the primary account holder is aged 13 to 24. The account has a monthly service fee of $10 and a minimum opening deposit of $25. Clear Access Banking stops being a good deal at age 25, when the $5 monthly fee kicks in. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 years old. is Wells Fargo Clear Access Banking STRONGLY RECOMMENDED based on 6 reviews. Wells Fargo Bank Review: Full. Wells Fargo Clear Access Banking℠ account This checkless bank account has a low, waivable monthly. Compare HSBC with Wells Fargo, side-by-side. Best Checking Accounts You may also like these People often identify opening a savings account as their next money move. The Wells Fargo Everyday Checking account offers essential banking features in an easy-to-open account with as little as $25. There are ways through which you can avoid the fees every period. Wells Fargo Launches Clear Access Banking. You may avoid this fee if the primary account owner is 13 -24 years old. Monthly service fee for the Clear Access Banking account is $5 and can be avoided when the primary account owner is 13 through 24 years old. Clear Access Banking Everyday Checking Portfolio by Wells Fargo The Clear Access Banking Wells Fargo Checking Account Plan The Clear Access plan. Pay your bills to practically anyone in the United States through Wells Fargo Bank. The Everyday Checking account has a $10 monthly maintenance fee, which can be avoided if the primary account holder is 17-24 years old or by: Maintaining a $500 minimum daily balance. The bank does check banking record, but it shouldn’t be perfect to get approved You can get a daily debit card that has a limit of $500 The monthly service charge is $9. Clear Access Banking Everyday Checking Everyday Checking is the basic checking account offered by Wells Fargo. Wells Fargo continues transformation with new account launch. Basic Accounts Both Chase and Wells Fargo offer basic. It offers a few standard checking account features and additional perks that make it easy to access your. Which should you bank with? We discuss the pros and cons for each bank in this analysis. Wells Fargo customers must pay $25 to open an Everyday Checking account, and there’s a $10 monthly fee if the balance is below $500. Wells Fargo Clear Access Banking. Checking Account Benchmarks: Comparing BofA, Chase, Citi. Clear Access Banking requires a $25 opening deposit, but there's no ongoing minimum balance requirement. If you deposit checks totaling more than $200, you can access $200 the next business day, and the rest of the money the second business day. Best Checking Accounts of May 2023. Synchrony Bank offers high interest savings with an ATM card for easy withdrawals. According to the Fed's latest available data, the average checking account balance was $9,284. Monthly service fee for the Everyday Checking account is $10 and can be avoided when the primary account owner is 17 through 24 years old. you may want consider the Everyday checking account. First Citizens Bank is a full-service bank with over 500 branches in 23 states. It’s easier with Wells Fargo Everyday Checking, which requires that you keep at least $500 in your account—compared to $1,500 at Chase. Compare other banks by fees, ATM networks and minimum initial deposits to find the best fit for your lifestyle and financial goals. Checking Accounts: Open Online Today. Wells Fargo Checking Account Fees Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $25. Cash Back Checking Earn cash back automatically. The Everyday Checking account has a $10 monthly maintenance fee, which can be avoided if the primary account holder is 17-24 years old or by: Maintaining a. Checking accounts for everyone in Washington Simplify your checking experience with an account that fits your life. $500 or more in total qualifying direct deposits. The Motley Fool">Wells Fargo Review. Open a Clear Access Banking Account. Wells Fargo Clear Access Banking. Those under 24 years old don't pay a monthly fee at all. You need to make an initial deposit of $25 or more to open this account. The current average savings account balance is $15,634. Wells Fargo said the account is designed. Wells Fargo Everyday Checking: $10: Yes: Satisfy at least one of these requirements: Minimum daily balance of $500; $500 or more in direct deposits each month; Wells Fargo’s new Clear Access Banking account can help teens learn to manage their money. vs Wells Fargo: Which is Better?. Clear Access Banking’s Visa debit card earns no rewards on purchases. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. Compare Checking Accounts. Associated Bank vs Wells Fargo: Which is Better?. Clear Access Banking Everyday Checking Everyday Checking is the basic checking account offered by Wells Fargo. A great starter checking account for those unable to open standard accounts. Its Clear Access Banking account, which doesn’t have any overdraft fees, carries a $5 monthly, but that’s waived for customers from 13 to 24 years of age. According to a Forbes Advisor poll, 51% of Americans have never. Clear Access Banking Review — Teens & Young Adults">Wells Fargo Clear Access Banking Review — Teens & Young Adults. Everyday Checking — The most popular checking account, according to Wells Fargo, it has a $10 monthly fee and offers checks. 01% Minimum Deposit Amount $2,500 View. It's easier with Wells Fargo Everyday Checking, which requires that you keep at least $500 in your account—compared to $1,500 at Chase. No minimum balance required Fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide $2 monthly fee for paper statements and $3 monthly fee for check images are waived with paperless statements Learn More Member FDIC BMO Harris Smart Money™ Account No minimum balance required. Checking accounts at Wells Fargo charges between $5-35 every month. Synchrony Bank offers high interest savings with an ATM card for easy withdrawals. TD Bank vs. Wells Fargo Monthly Service Fees: How to Avoid Them?. Wells Fargo Everyday Checking is a basic checking account with a complimentary debit card and check-writing privileges. Wells Fargo rolls out new checking accounts for customers with …. 67, which is also higher than the median savings balance of $7,000. If the Everyday Checking account isn’t right for you, Wells Fargo offers a few other checking options: Wells Fargo Clear Access Banking. The new account, called Clear Access Banking, is a lower-cost, checkless option with no overdraft fees. Clear Access Banking — This checkless account has a $5 monthly fee (which you may be able to avoid), and Wells Fargo recommends the checking account for teens and students. Additionally, these checking accounts may also charge out-of-network ATM fees and overdraft fees. It offers a basic Free Checking account with just $50 deposit. Wells Fargo Premier Checking is an interest-bearing (0. Checking accounts for everyone in Washington Simplify your checking experience with an account that fits your life. Who can I call at Wells Fargo to waive a fee? Call 800-869-3557 to speak with a Wells Fargo representative and clearly explain why you would like the fee waived. First Citizens Bank is a full-service bank with over 500 branches in 23 states. The Everyday Checking account is designed for day-to-day banking, including student banking.